Correct Answer: BDTo meet the requirements, the Organization-Wide Default (OWD) for accounts should be set to Private to restrict access to only the owners of the records by default. Criteria-based sharing rules can then be created to grant access to the specific accounts for the respective North American and European marketing teams, ensuring they only see accounts within their regions. For the Inside Sales Team, a profile with the 'View All' setting for accounts ensures that they can see all accounts in Salesforce. This approach ensures that access is appropriately restricted and shared based on roles and regions.