Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?
Under the Fair Credit Reporting Act (FCRA), what must a person who is denied employment based upon his credit history receive?
Under the Fair Credit Reporting Act (FCRA), if a person is denied employment based upon his credit history, the employer must provide the individual with a prompt notification of the adverse action taken. Additionally, the individual must be given a copy of the credit report used and a summary of their rights under the FCRA, which allows them to dispute any inaccuracies in the report. Therefore, the correct answer is a prompt notification from the employer.
I think it's D. Look at 1681b(b)(3). The requirement to provide the list of rights is there. But the scope requiring notice within 3 business days is so narrow it will exclude most types of jobs applied for.
Agree with Priv24...