Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?
Which of the following would best provide a sufficient consumer disclosure under the Fair Credit Reporting Act (FCRA) prior to a consumer report being obtained for employment purposes?
The Fair Credit Reporting Act (FCRA) requires that employers provide a clear and conspicuous disclosure in a standalone document before obtaining a consumer report for employment purposes. This notice cannot be part of an employment application or included in other documents. A standalone notice document ensures that the disclosure is not overlooked among other information and meets the legal requirement of providing sufficient consumer disclosure under the FCRA.
https://www.ftc.gov/business-guidance/resources/using-consumer-reports-what-employers-need-know - A
This notice must be in writing and in a stand-alone format. The notice cannot be in an employment application.
A is the right answer
Complying with the FCRA You must take certain steps before you can get a consumer report, and before and after you take an adverse action based on that report. Before You Get a Consumer Report You must: Tell the applicant or employee that you might use information in their consumer report for decisions related to their employment. This notice must be in writing and in a stand-alone format.