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CRCM Exam - Question 73


An oral or written request for credit made in accordance with the creditor's procedures for the type of credit requested. Information entered into and retained by a computer system qualifies as a written application. It is called:

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Correct Answer: A

An oral or written request for credit made in accordance with the creditor's procedures for the type of credit requested is called a Credit Application. This can include information entered into and retained by a computer system, which qualifies as a written application.

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Cam22Option: A
Mar 15, 2024

A "Credit Application" refers to an oral or written request for credit made in accordance with the creditor's procedures for the type of credit requested. This can include filling out a form or providing relevant information orally, depending on the creditor's requirements. Additionally, information entered into and retained by a computer system can also qualify as a written application.