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Question 231

When conducting a records search pursuant to a FinCEN request, what must a bank search?

    Correct Answer: B

    When conducting a records search pursuant to a FinCEN request, a bank must search all accounts maintained within the previous 12 months and transaction records for the preceding 6 months. This requirement ensures that relevant and recent information is provided to FinCEN to help in their investigations and enforcement actions.

Discussion
Cam22Option: B

When conducting a records search pursuant to a FinCEN (Financial Crimes Enforcement Network) request, a bank is typically required to search all accounts maintained within the previous 12 months and transaction records for the preceding 6 months. This ensures that relevant information is provided to FinCEN as requested.