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CRCM Exam - Question 70


The Equal Credit Opportunity Act (ECOA) was enacted in 1974 to prevent discrimination in credit transactions. In 1975 the act was amended. Which of the following prohibited base/s are now included in it?

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Correct Answer: D

The Equal Credit Opportunity Act (ECOA) was enacted in 1974 to prevent discrimination in credit transactions and was amended in 1975 to include additional prohibited bases. These bases include national origin, the exercise of rights under the Consumer Credit Protection Act, and the receipt of public assistance income. Therefore, all of these options are correct.

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Cam22Option: D
Mar 15, 2024

The Equal Credit Opportunity Act (ECOA) was indeed enacted in 1974 to prevent discrimination in credit transactions. In 1975, the act was amended to include additional prohibited bases, such as national origin, the exercise of rights under the Consumer Credit Protection Act, and receipt of public assistance income.