FDIC guidance lists three requirements to ensure compliance with spousal signature rules include all of the following EXCEPT:
FDIC guidance lists three requirements to ensure compliance with spousal signature rules include all of the following EXCEPT:
The requirement to allow an applicant to designate a birth-given first name and a birth-given, surname, spouse's surname, or combination is not related to ensuring compliance with spousal signature rules. The other options directly address the processes and policies needed to comply with rules regarding spousal signatures in loan applications.
This statement does not directly relate to the requirements outlined in the FDIC guidance for ensuring compliance with spousal signature rules. The other options are all part of the recommended requirements to ensure compliance.