An error in EFT includes any of the following:
An error in EFT includes any of the following:
An error in electronic fund transfers (EFT) includes various scenarios such as an unauthorized EFT, the omission of an EFT from a periodic statement that should have been included, and a consumer's request for documentation or clarification of information related to the EFTs, excluding routine balance inquiries. Therefore, all the given options describe situations that constitute an error in EFT, making 'All of these' the correct answer.
The correct answer is D. All of these. An error in electronic fund transfers (EFTs) as defined under Regulation E (Electronic Fund Transfer Act) can include any unauthorized EFT, the omission of an EFT from a periodic statement that should have been included, or a consumer's request for documentation or clarification concerning an EFT that should have been provided or included in receipts or statements. This definition is broad to ensure comprehensive consumer protection and error resolution processes that cover a range of potential issues a consumer might encounter with EFTs.