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CRCM Exam - Question 64


Debt Cancellation Contracts and Debt Suspension Agreements coverage includes:

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Correct Answer: A

Debt Cancellation Contracts (DCCs) and Debt Suspension Agreements (DSAs) coverage includes national banks issuing these agreements with borrowers in connection with loans for personal, family, or household purposes. These agreements typically offer protection to borrowers under specific conditions and are subject to regulatory oversight to ensure proper implementation and consumer protection.

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Cam22Option: A
Mar 15, 2024

Option A accurately describes the coverage of Debt Cancellation Contracts (DCCs) and Debt Suspension Agreements (DSAs), stating that national banks issue these agreements with borrowers in connection with loans for personal, family, or household purposes. These agreements provide protection to borrowers in the event of certain covered events, such as disability or involuntary unemployment, and are regulated to ensure transparency and fair practices.