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CRCM Exam - Question 74


Definition of completed application""12 CFR 202.2(f) is:

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Correct Answer: A

According to 12 CFR 202.2(f), a completed application is defined as an application for which the bank has received all the information it regularly considers in its evaluation process, including credit reports, verifications, and other relevant information. This is directly in line with the definition provided and makes option A correct. Options B, C, and D describe related concepts but do not accurately define a completed application per 12 CFR 202.2(f).

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Cam22Option: B
Mar 15, 2024

According to Regulation B (12 CFR 202.2(f)), a completed application is defined as an application for which the creditor has received all the information it regularly considers in the evaluation process, including credit reports, verifications, and any other relevant information.